A hurricane is one of the strongest forces of nature and can leave entire cities in dire conditions. Recently, Hurricane Ida left many cities in dire conditions, including the Baton Rouge area. Even when the damage is undeniable, earning the compensation you need to cover the cost of repair and other expenses from your insurance is not as easy as it should be.
What you should know
The first thing to understand about filing a claim with your insurance is that insurance companies are a company first and foremost. The goal of any insurance company is to maximize profits, and this can come at a cost to the policyholder. During times of natural disaster, insurance companies may look for ways to minimize the compensation they pay to policyholders.
This aversion can come in many different ways, including:
- Delaying payments under the guise of a busy or complicated process
- Falsely claiming the policy does not cover certain damages
- Undervaluing the total damage
You should know that you are not at the mercy of your insurance agent. You can get the help of a skilled attorney who can hold insurance companies to the policy they provided you. A good lawyer can ensure that you get the compensation you deserve in a timely and efficient manner.
Let your lawyer do the fighting
You have the right to negotiate for fair compensation from your insurance company, and you can also let your lawyer do the talking for you. Do not let them get away with it if you suspect that your insurance company is acting in bad faith. Meet with an attorney to see how they can help you secure the compensation you deserve in your insurance claim.